Zero Down, 100% Financing
Perfect for new home buyers that may not have the money for a down payment.

103% and 107% Purchase Financing
For buyers who qualify for FHA, this loan allows us to finance your closing costs.

Bad Credit
A majority of our niche loans allow for credit blemishes, i.e., late payments, past bankruptcy, foreclosure, and judgments.

Bankruptcy/Foreclosure OK
We have loans for people who are 1 day our of bankruptcy or who have had a past foreclosure.

First Time Homebuyer
Our top niche programs fall into this category that make dreams of homeownership a reality.

Self-Employed
Not a problem! We know how difficult proving income is to self-employed individuals and we have programs specially designed for these clients.

No Income Verification
Many of our programs can be done without verifying income and we also have the option of “stating” your income.

No Asset Verification
This allows no verifications of saving or checking accounts along with no verification of stocks, bonds, retirement, etc.

Rates as low as 1.00%
This allows for a start rate of 1.00% and is utilized by certain borrowers who are willing to take the time to learn the benefits of this unbelievable program.

Minimal Consumer Credit/Trade lines
Sometimes our clients may not have any tradelines or credit. This program allows us to use other sources i.e. rent, utilities, etc.

No Seasoning on Value
If you are looking to refinance immediately after a purchase this program is exactly what you need. It does not require any amount of time in the home to use new value.

Non-Equity loans up to 125%
This is a second mortgage that allows you to borrow more than the amount of equity in your home to pay off high interest debt or to do home improvement.